Convert Old SEPA XML Files (pain.001.001.02) for free to the Latest Standard (pain.001.001.03) Online
If your bank has recently rejected your SEPA XML payment files with the message "Format no longer supported", you are not alone. Many companies and accountants across Europe are still working with the outdated pain.001.001.02 format. However, according to the latest SEPA rulebooks and banking standards, financial institutions now only accept payment files in the modern ISO 20022 XML format pain.001.001.03.
Our free online SEPA XML converter provides the fastest and easiest way to update your existing payment files. Whether you need to process salary transfers, supplier payments, or bulk transactions (Sammelüberweisungen), this tool automatically maps your data into the correct structure and generates a fully compliant pain.001.001.03 file. No technical knowledge is required — and download the ready-to-use file for upload to your bank's internet banking portal.